If you have, you haven't broken the law and you will not have to repay the money.

Can you answer "yes" to any of these questions?

  • Have you been offered a cash loan from a friend, acquaintance or someone a friend told you about?
  • Do you have any paperwork for the loan?
  • Are you paying huge amounts of interest or APR on the loan?
  • Have you been threatened?
  • Are you scared of people finding out?
  • Have your bank cards, benefit cards, passport, watches or other valuables been taken?

if so, you may have borrowed from an illegal money lender.

Call 0300 555 2222 to report a loan shark - anonymously if you wish - or you can visit the Illegal Money Lending Team's website here