Help & advice Stop Loan Sharks Do you need to borrow money? Did you know that your local credit union is Harvest Money? They're not-for-profit, regulated by the Financial Conduct Authority and anyone living in Cherwell can join. You don't have to be in work. You can apply for loans or open accounts online. Click on their logo to look at their website, or call them on 01604 250016 If you have debts that you can't afford to repay, come and talk to Citizens Advice. Click here to find out where we are and when we're open. We're free, impartial and we don't judge.